Credit Analyst Professional and Mortgage Loans

il y a 1 semaine


Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

Description

  • You analyze credit requests that fall outside the delegation of the sales network;
  • If authorized, you take the decision yourself on the basis of the advice of the sales network. For files that are not within your decisionmaking power, you prepare a summary note and formulate an opinion intended for the competent decisionmaking bodies;
  • On the basis of your analysis, determine the conditions under which the bank can accept to finance our clients' investments. When handling a file, you take into account the client's needs and demand and you examine the internal report as well as the supporting documents forwarded by the network;
  • You provide both economic (qualitative) and financial (quantitative) analysis, paying particular attention to the overall risk for the bank;
  • You support the network in the analysis of specific files in progress, if required;
  • You will contribute to the improvement of credit processes and procedures in order to optimize the efficiency of the service provided to internal and external clients;
  • You report to the Analysis Manager and work in close cooperation with the other departments of the Credit Directorate to contribute to the healthy and sustainable growth of the mortgage and professional loan portfolio within the bank.

Profile

  • You have a critical attitude; you have a sense of synthesis;
  • You have a structured and analytical approach;
  • You have good (written and oral) communication skills: you maintain commercial yet assertive relationships with internal customers;
  • You are risk aware;
  • You can understand clients' financing needs and seek appropriate and balanced solutions;
  • The selfemployed, liberal professions and SME market appeal to you;
  • You can deal with stress;
  • About credit products, guarantees and a sound basis of financial analysis;
  • General knowledge of economic, legal, accounting and tax matters;
  • You have an excellent knowledge of Dutch and French;
  • You are familiar with MS Office tools;
  • You have successful experience in the field of professional and/or mortgage loans;
  • You demonstrate commitment and flexibility;
  • You are motivated to work in an environment full of changes and challenges.

Offer

  • A job that evolves quickly and where you learn a lot;
  • A dynamic team that encourages initiative;
  • An environment that promotes a balance between private and professional life;
  • An open corporate culture and a pleasant working atmosphere;
  • An organization that invests in its employees through quality training and real career opportunities;
  • A competitive salary and numerous fringe benefits;
  • You will work in a solid, unlisted group that promotes longterm relationships with its employees and customers.


  • Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

    Are you a meticulous and results-oriented team player with a background in economics, finance or administration? Then the role of Dossier Manager for Circulation Management is tailor-made for youThe Circulation Management Department within the Professional and Mortgage Loans Directorate is responsible for the execution and follow-up of non-contractual events...

  • Credit Analyst

    il y a 3 jours


    Bruxelles, Région de Bruxelles, Belgique Michael Page Belgium Temps plein

    The Front Office Credit Analyst is responsible for managing the bank's credit risk for a portfolio of corporate clients. This role involves detailed credit analysis, regulatory compliance, and supporting marketing activities.Client DetailsOur client is a leading financial institution with a strong presence in the EMEA region, specializing in corporate...

  • Mortgage File Manager

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

    Within the service " Mortgage Loans " (mortgage loans), your mission will be to follow up the credit files from the acceptance to the execution of the deed, handle the re-scoring after revision, elaborate the deeds and follow up the administration. You are interested in the field of mortgage loans and are willing to learn more about it to possibly evolve in...

  • IT Functional Analyst

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique HNM Solutions Temps plein

    Job ID:HNMJD3033:Role: IT Functional analystLocation: Brussels, BelgiumLanguage: English + Dutch OR French- #Requirements: Prior experience in a Java environment as a Functional Analyst, Technical Analyst, Developer or Tester Prior exposure to APIs and webservices Functional and technical knowledge of existing IT systems Knowledge of analysis methodology...

  • Credit Analyst

    il y a 2 semaines


    Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

    Our client, active in the credit sector, is looking for a Credit Analyst. His/her objective will be to deliver on time and in a correct way analyses of credit files to support the credit committee and this in the respect of the acceptance criteria of the servicing customers.Description Creation of an identification number for the different parties involved...

  • Credit Analyst

    il y a 2 semaines


    Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

    Êtes-vous prêt à relever un défi professionnel en tant qu'analyste de crédit dans le domaine de l'assurance-vie ? Vous analysez les demandes de crédit, travaillez sur la solvabilité et gérez les crédits tout en jouant un rôle clé en tant que point de contact pour les collègues et les entreprises. Avec un diplôme de bachelier et 3 à 5 ans...

  • IT Functional Analyst

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique Izertis Temps plein

    Are you passionate about challenges? Izertis is your company.One of our clients is looking for an IT Functional Analyst, to work in Brussels (Belgium).Responsibilities:The Functional Analyst: Clearly identifies the problems that the business is experiencing and/or the business requirements and maps out possible solutions that can be developed and integrated...


  • Bruxelles, Région de Bruxelles, Belgique Sparagus Temps plein

    Business AnalystIn the Risk & Credits tribe, the risk cluster is in charge of the set-up of the risk data and calculation infrastructure.The CR2 squad is running the current BECRIS (for professional credits) infrastructure. The squad is also preparing the switch from KCP to BECRIS (for individuals).1 of the analysts working in the initiative to deliver...


  • Bruxelles, Région de Bruxelles, Belgique Axis Temps plein

    Êtes-vous prêt à relever un défi professionnel en tant qu'analyste de crédit dans le domaine de l'assurance-vie ? Vous analysez les demandes de crédit, travaillez sur la solvabilité et gérez les crédits tout en jouant un rôle clé en tant que point de contact pour les collègues et les entreprises. Avec un diplôme de bachelier et 3 à 5 ans...

  • Credit Analyst

    il y a 2 semaines


    Bruxelles, Région de Bruxelles, Belgique Credendo Temps plein

    General information Your position As a Risk Underwriter, you will assess (insurance) applications related to international trade finance transactions (Letters of Credit, trade loans, bank guarantees,...), conduct financial and qualitative analyses of mainly financial institutions (banks), appraise the political and structural risks and make...

  • Record Credits

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique ING Temps plein

    **Record Credits: Join a winning team**Record Credits is de marktleider op de Belgische kredietmakelaarsmarkt en richt zich op particulieren en lokale zelfstandigen.Record Credits is actief in België en in het Groot-Hertogdom Luxemburg en als dochteronderneming van ING België kan zij rekenen op een stabiele financiële basis.Record Credits biedt haar...

  • Business Analyst

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique HNM Solutions Temps plein

    Description:The analyst is the main analyst on the implementation of the EBA Guidelines on loan origination and monitoring. This project has been started 2 years ago, but is not complete. The analyst will take over from the current analyst, who will leave the cluster in the coming months.The analyst will- work with the initiative owner across several squads...


  • Bruxelles, Région de Bruxelles, Belgique ING Temps plein

    **Record Credits : Join a winning team**Record Credits is de marktleider op de Belgische kredietmakelaarsmarkt en richt zich op particulieren. Zij is actief in België en in het Groot-Hertogdom Luxemburg en als dochteronderneming van ING België kan Record Credits rekenen op een stabiele financiële basis.Record Credits biedt haar klanten een volledig gamma...


  • Bruxelles, Région de Bruxelles, Belgique Ergon jobs Temps plein

    **Poste**:**Mission**Au sein du service « Mortgage Loans » (crédits hypothécaires), votre mission consistera à faire le suivi du crédit après acceptation, à traiter les révisions après acceptation, à fixer les actes ainsi que le traitement administratif y relatif.**Tâches-clés**Suivi des dossiers pour les agences de la banque ainsi que les...

  • Credit Risk Data Analyst

    il y a 2 semaines


    Bruxelles, Région de Bruxelles, Belgique ING Temps plein

    Credit Risk Data Analyst(GJA 15/16)Brussels, permanent contract, full timeYour role & work environmentAs part of the development towards a "More Digital- and Data driven Bank", ING is renewing the reporting data management capabilities globally.The CoE Reporting department is gatekeeper of qualitative reporting within ING Belgium. Our credo is our data is...

  • Retail Loan Manager

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique DHB BANK NV Temps plein

    Retail Loan Manager (Belgium)We are looking for a Retail Loan Manager who will be responsible for the daily operations of the branches(Brussels, Antwerp, Liège and Charleroi) as well as supervising the activities. The Retail Loan Manager will be reporting to the Director Consumer Finance and will have 7 direct reports.Tasks & Responsibilities:The main...

  • Credit Analyst

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique AG Insurance Temps plein

    **Daarom kies je voor AG**:Een werkplek waar je zelf het heft in handen mag nemen. Waar iedereen je aanmoedigt om te tonen wat _jij_ in je mars hebt. En waar je collega's samen met jou hun schouders zetten onder de **toekomst**. Jij bent een **durver** die de klant écht centraal zet? Tot binnenkort dan, bij AG.**Dit is jouw topjob**:Met 2,5 miljoen klanten...

  • Credit Analyst

    il y a 1 semaine


    Bruxelles, Région de Bruxelles, Belgique Triple A Solutions Temps plein

    Ref: 4494- ** Contracttype**Vast- ** Regio**Brussel- ** Locatie**BrusselHelp als **Credit Analyst** starters en andere ondernemers hun projecten te realiserenKom binnen een investeringsmaatschappij terecht in een bruisend team dat leningen toekent aan starters, zelfstandigen en KMO's. Als Credit Analyst help je ervoor te zorgen dat zij over de noodzakelijke...


  • Bruxelles, Région de Bruxelles, Belgique ING Temps plein

    Job title: Capital Markets and Advisory Analyst Traineeship (f/m/x) Business: ING Wholesale BankingLocation: BrusselsDepartment: Capital Markets and Advisory (Corporate Finance, Global Capital Markets, Loan Distribution Group, Acquisition Finance, Corporate Investments) Why ING?The world of banking is changing faster than ever. At ING, our strategy is to...


  • Bruxelles, Région de Bruxelles, Belgique ING Temps plein

    Job title: Capital Markets and Advisory Analyst Traineeship (f/m/x) Business: ING Wholesale BankingLocation: BrusselsDepartment: Capital Markets and Advisory (Corporate Finance, Global Capital Markets, Loan Distribution Group, Acquisition Finance, Corporate Investments) Why ING?The world of banking is changing faster than ever. At ING, our strategy is to...