Credit Analyst

il y a 5 jours

Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

TFS Belgium (TFSBE) provides Toyota dealers and customers with the best possible financial services products.

We invite you to apply to the below position and to become the TFSBE's

CREDIT ANALYST

As part of the Credit team, you will be responsible for evaluating the financial health of potential and existing clients to assess creditworthiness and mitigate risk in leasing transactions. This role involves analysing financial statements, reviewing credit reports, and ensuring compliance with company policies and industry regulations.

Specific Duties & Responsibilities :

  • Assess credit applications mainly for businesses, for leasing agreements.
  • Analyse financial statements, credit scores, employment histories, and income sources of individual applicants.
  • Conduct risk assessments for both commercial and consumer leases, evaluating credit history, debt-to-income ratios, and overall financial stability.
  • Recommend credit approvals, modifications, or denials based on financial analysis and company risk appetite.
  • Collaborate with sales and customer service teams to explain credit decisions and provide alternative solutions when needed.
  • Monitor existing lease portfolios for both corporate and private clients to identify potential risks and recommend corrective actions.
  • Ensure compliance with consumer credit laws (e.g., FCRA, GDPR, or relevant local regulations) and corporate credit policies.
  • Prepare detailed credit reports and risk assessments for senior management.
  • Stay updated on industry trends, economic conditions, and regulatory changes affecting credit decisions for both business and individual clients.
  • Any other appropriate duties as required by line manager.

We expect from you:

  • Education: Bachelor's degree in Finance, Accounting, Economics, or a related field.
  • Experience: 2+ years of experience in credit analysis, financial analysis, or risk assessment (preferably in leasing, banking, or financial services).
    • Strong analytical and problem-solving skills.
    • Proficiency in financial modelling and credit risk assessment.
    • Knowledge of leasing industry practices and credit evaluation techniques.
    • Familiarity with credit rating tools, financial software, and ERP systems.
    • Excellent communication and negotiation skills.
    • Attention to detail and strong organizational skills.
    • Maintaining a positive and empathetic attitude, especially under pressure.
    • Keeping the end-users of financial services (e.g., dealerships, car buyers) in mind.

Language knowledge :

  • Dutch: European language grid – level C1 minimum
  • French: European language grid – level C1 minimum
  • English: European language grid – ideally level B2 and above

We offer you:

  • A full-time contract, starting ASAP.
  • An interesting and varied position in one of the world's most successful companies with lean structures.
  • A competitive salary package.

Would you like to apply for this position ?

Send your CV to

  • Credit Analyst

    il y a 5 jours

    Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

    TFS Belgium (TFSBE) provides Toyota dealers and customers with the best possible financial services products. We invite you to apply to the below position and to become the TFSBE'sCREDIT ANALYST As part of the Credit team, you will be responsible for evaluating the financial health of potential and existing clients to assess creditworthiness and mitigate...

  • Business Credit Specialist

    il y a 2 jours

    Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

    ResponsibilitiesThe Credit Analyst will work closely with sales and customer service teams to explain credit decisions and provide alternative solutions when needed.Assess credit applications mainly for businesses, for leasing agreements.Conduct risk assessments for both commercial and consumer leases, evaluating credit history, debt-to-income ratios, and...

  • Financial Risk Analyst

    il y a 2 jours

    Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

    Job OverviewTFS Belgium is a leading provider of financial services to Toyota dealers and customers. We are seeking an experienced professional to join our credit team as a Credit Analyst.

  • Financial Risk Analyst

    il y a 4 jours

    Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

    **About Us**TFS Belgium is a leading provider of financial services to Toyota dealers and customers.We are seeking an experienced Credit Analyst to join our team.

  • Leasing Portfolio Manager

    il y a 4 jours

    Zaventem, Flandre, Belgique Toyota Financial Services Belgium Temps plein

    **Responsibilities**As a Credit Analyst, you will:Assess credit applications mainly for businesses, for leasing agreements.Analyse financial statements, credit scores, employment histories, and income sources of individual applicants.Conduct risk assessments for both commercial and consumer leases, evaluating credit history, debt-to-income ratios, and...

  • Credit Analyst Zaventem

    il y a 7 jours

    Zaventem, Belgique Robert Half Belgium Temps plein

    Ben je op zoek naar een nieuwe uitdaging als Credit Risk Analyst in een firma waar naast hard werken ook veel gelachen wordt? Waar je het dynamische team kan versterken en je kan bijleren en rekenen op hun expertise? Ben je op zoek naar een nieuwe uitdaging als Credit Risk Analyst in een firma waar naast hard werken ook veel gelachen wordt? Waar je het...

  • Senior Credit Analyst

    il y a 2 semaines

    Zaventem, Belgique iCredit Temps plein

    Eager to analyze complex financial data to support an international business? - As Credit Analyst, you manage activities related to credit in accordance with local and US policies in order to ensure full compliance with SOX requirements and to protect the company assets by preventing bad debts. - After an in-depth analysis, you effectively conclude on the...

  • Credit Risk Analyst

    il y a 4 semaines

    Zaventem, Belgique Arval Temps plein

    Over ons “**Arval werd opgericht in 1989 en maakt deel uit van de BNP Paribas Group**. We bieden al 30 jaar klanten en bestuurders de beste oplossingen voor de uitdagingen van vandaag én morgen. Elke dag zetten meer dan 7500 medewerkers in 30 landen zich in om de trajecten en reizen van onze klanten zo naadloos en duurzaam mogelijk te maken; ongeacht het...

  • Credit Risk Analyst

    il y a 6 jours

    Zaventem, Belgique Arval Temps plein

    **Over ons** Arval werd opgericht in 1989 en maakt deel uit van de BNP Paribas Group. We bieden al 30 jaar klanten en bestuurders de beste oplossingen voor de uitdagingen van vandaag én morgen. Elke dag zetten meer dan 7500 medewerkers in 30 landen zich in om de trajecten en reizen van onze klanten zo naadloos en duurzaam mogelijk te maken; ongeacht het...

  • Credit Risk Analyst

    il y a 1 semaine

    Zaventem, Belgique ARVAL BELGIUM Temps plein

    **Over ons** Arval werd opgericht in 1989 en maakt deel uit van de BNP Paribas Group. We bieden al 30 jaar klanten en bestuurders de beste oplossingen voor de uitdagingen van vandaag én morgen. Elke dag zetten meer dan 7500 medewerkers in 30 landen zich in om de trajecten en reizen van onze klanten zo naadloos en duurzaam mogelijk te maken; ongeacht het...

  • Senior Technology Analyst

    il y a 2 semaines

    Zaventem, Belgique HAYS Temps plein

    Senior Technology Analyst - Financial Sector | 1092814 - Hays is looking for a Business Analyst in Finance for one of our clients in Brussels._ - _ Are you looking for a challenge as a Business Analyst within an IT department? Do you have an affinity with the financial world, experience as a Business Analyst and would you like to develop yourself within this...

  • Fimaser Functional Business Analyst

    il y a 2 semaines

    Zaventem, Belgique Carrefour Temps plein

    **Carrefour Finance / Fimaser** Filiale du groupe Carrefour, la société Fimaser (Carrefour Finance) commercialise depuis plus de 30 ans une gamme variée de solutions pour financer tous les projets personnels et/ou les achats de ses clients. Depuis sa création en 1989, Carrefour Finance est fidèle aux valeurs du groupe : offrir au plus grand nombre les...

  • Energy Market Analyst

    il y a 7 jours

    Zaventem, Belgique Tree Energy Solutions Temps plein

    **Contribute to creating a sustainable tomorrow**: For many years, climate change has made it clear that we must engage into gradually phasing out fossil fuels. All organizations, especially those in Europe, need an urgent energy revolution given the current geopolitical climate. At TES, we believe that this is an unprecedented moment to tackle both energy...

  • Accounting&reporting Special.-receivable

    il y a 2 semaines

    Zaventem, Belgique ABB Temps plein

    **Accounting&Reporting Special.Receivable**: **Faites progresser votre carrière chez ABB avec une équipe mondiale qui alimente la transformation de la société et de l’industrie afin de bâtir un avenir plus productif et durable. Chez ABB, nous avons l’objectif précis de favoriser la diversité et l’inclusion dans tous ses aspects : genres, LGBTQ+,...

  • Credit Analyst

    il y a 4 jours

    Zaventem, Belgique Ayvens Temps plein

    At Ayvens, progress starts with you. Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move. Why Ayvens? With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility...

  • Cash Collector

    il y a 2 semaines

    Zaventem, Belgique ABB Temps plein

    **Cash Collector**: **Take your next career step at ABB with a global team that is energizing the transformation of society and industry to achieve a more productive, sustainable future. At ABB, we have the clear goal of driving diversity and inclusion across all dimensions: gender, LGBTQ+, abilities, ethnicity and generations. Together, we are embarking on...

  • Cash Collector

    il y a 4 jours

    Zaventem, Belgique ABB nv Temps plein

    Functieomschrijving - Periodically reminding customers as well as contacting them by telephone. - Adequate follow-up of agreements made regarding (overdue) payments. - Coordinating and following up invoices which are blocked in the system due to technical issues, reclaimed credit notes etc. - Supporting colleagues in GBS Finance Hub - Advising on and...

  • Onboarding Officer/credit Analyst

    il y a 4 semaines

    Zaventem, Belgique Arval Temps plein

    Context Onze retailafdeling groeit gestaag. Om die groei te ondersteunen, zijn we op zoek naar een specialist in onboarding. Je komt terecht in een team van enthousiaste medewerkers die het sales acquisition & client management-team administratief ondersteunen. Wat zijn je taken? **II- Kredietrisicobeoordeling uitvoeren wanneer de beslissing niet kan...

  • Regional Finance Manager

    il y a 2 semaines

    Zaventem, Belgique Miraclon Corporation Temps plein

    Miraclon, the home of Kodak Flexcel Solutions, is a leading provider of printing products for the global packaging sector. It sells flexographic imaging equipment, printing plates, consumables and related services, which enable graphic customization of a wide variety of packaging materials. Miraclon was previously a division of The Eastman Kodak Company and...

  • Customer Service Analyst Ii

    il y a 4 jours

    Zaventem, Belgique Avanos Temps plein

    Here at Avanos Medical, we passionately believe in three things: - Making a difference in our products, services and offers, never ceasing to fight for groundbreaking solutions in everything we do; - Making a difference in how we work and collaborate, constantly nurturing our nimble culture of innovation; - Having an impact on the healthcare challenges we...