Loan Officer

Loan Officer - Retail MFB - Sales - Khanapur - Padmavathi Nagar - J Grades 10563

To ensure the achievement of disbursement targets with minimum delinquency

Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies

Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach

Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas

Disbursement, repayment and delinquency management, achieving daily / weekly collections targets

Makes a close follow up of the disbursed loans, especially of the ones not paying on time

Undertake regular field visits, Centre Meeting and loan applicants

Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds

Build strong client relationships both internally and externally and build a strong brand identification with potential customers

Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business

Basic understanding about Microfinance business and JLG model working would be preferred

Required Skills

• Relationship management
• Business sourcing
• Flair for sales
• Understand critical attributes of customer service

Education & Qualifications

• Graduate in any discipline