Job | Non-financial Risk Management Officer | Brussels

Job | Non-financial Risk Management Officer | Brussels

Looking for a new challenge as Non-financial Risk Management Officer? Look no further, we have just the job for you.

DKV Belgium, a loyal partner in insurance, but there's more than meets the eye — we’re a dynamic team of around 500 engaged colleagues. As part of the international Munich Re Group, we proudly lead private health insurance in Belgium, supporting our clients during good and difficult times. You will arrive in an environment where everybody is able to be who they are, where you can get the most out of yourself day in and day out, with the support of your colleagues.

Together, we put our values 'We Act Forward, Together' into practice every day to strengthen the trust of our two million clients.
Sounds like a plan? Continue reading

Do you have a good view on how an insurance company works? Are you able to maintain a helicopter view on the different activities, processes, risks and controls of the company? And are you not afraid to deep dive and challenge and propose improvements to the different departments to ensure the risks in their processes are well understood and managed? Then this job is the right fit for you.

You will be part of the Non-Financial / Operational risk management team at DKV Belgium. You will work on improving and further developing the risk management framework & reporting in line with requirements of the company and external regulation (amongst others the Solvency 2 Framework and DORA).

In this, you will closely work together with other colleagues in risk management, other departments (IT, facilities, HR, customer and support services, other second lines of defense, etc.) and at ERGO Insurance N.V. as well as ERGO group level.

What the Key Tasks Look Like

• Coordinate the end-to-end risk identification and assessment process across the company (including Risk Inventory, Quarterly Risk Dashboard, Loss event Management, Key Risk Indicators).
• Continuously improve and enhance methodologies, templates, reporting and governance processes to support these risk exercises.
• Support and monitor the standardization and embedding of the risk reporting framework (e.g., Risk Opinions, Risk Assessments, follow-up of recommendations).
• Support effective use of Key Risk Indicators across business lines.

IT Risk Management: Contribute to the elaboration and implementation of a sound IT Risk framework (including among others):

• Ensure sufficiently robust operational DORA compliance and maturity of ICT oversight structures and processes
• Fulfil risk management role as second opinion next to ISO view
• Contribute to the review and challenge the development of overall IT Risk Indicators
• Follow up on the IT / Information Security (IS) Risk Register and challenge risk assessments for identified risks and effectiveness of proposed measures.
• Follow-up on implementation of IT control catalogue.

1LoD Maturity and Risk Culture

• Drive maturity improvements of the 1LoD (1 st line of defense) from a 2LoD (2 nd line of defense) perspective and coordinate roll-out of improvement initiatives.
• Support the development and delivery of training plans for 1LoD stakeholders (e.g., BROs (Business Risk Officers), Process Owners) to build risk capability and ownership.
• Coordinate monitoring and reporting to assess the quality and timeliness of 1LoD deliverables across domains.
• Enhance risk culture and awareness through stakeholder engagement and targeted communication initiatives.
• Support the alignment of 2LoD activity planning to facilitate effective execution of 1LoD responsibilities, considering timing and risk-based priorities.

Some of the following tasks could also form part of your package of assignments and duties – depending on your expertise and the task distribution within the team:

• Assist the team to implement, optimize and monitor the Risk Management Framework required by the internal policy framework and applicable regulations; and ensure reporting to senior management:
• Conduct ad-hoc risk analysis / investigation when required;
• Contribute to the 1 st line of defense maturity improvement. Ensure sufficient awareness towards relevant stakeholders to help increase risk culture and maturity within the company.
• Monitor and support adherence to the PRG (Project Risk Governance) framework.
• Contribute to the regulatory reporting tasks as ORSA, RSR, SFCR, on domains of your expertise.
• Contribute to regular exercises linked to your expertise (e.g. Operational Risk and Control System, norms review, process/risks/controls review, timely closure of audit findings).
• Coordinate the Operational Risk Scenario Analysis process across the organization.