Credit Risk Analyst
il y a 4 jours
Publicatiedatum: 28 november 2024
- Brussels
- Contract open-end
The Credit Risk & Models team is essential to safeguarding the company, actively monitoring and managing risks across B2B, Retail, Optimization, Suppliers and Affiliate portfolios.
Through insightful analysis and strategic advice, the team works to minimize counterparty risks and financial exposure, supporting informed decision-making and advancing Luminus's financial strategy.
As a Credit Risk Specialist, you’ll have a key role in shaping our credit risk management approach. You’ll refine and implement credit assessment methodologies for large accounts and strategic suppliers.
**Your Daily Job**
- You develop a powerful monitoring and reporting framework to track compliance with credit policies, integrate risk reporting company-wide, and align credit activities with open receivables and bad debt, setting the foundation for informed decisions.
- You define and implement cutting-edge models that strengthen our ability to predict failures for large accounts and suppliers, staying ahead of risk and fortifying our financial resilience.
- You leverage your expertise to make decisions on one-off requests within the Credit Risk Policy and Delegation of Authority (DoA), escalating cases to the credit committee when necessary.
- You represent Finance as the key voice in credit-related projects, coordinating across Optimization, Sales, Legal and other teams to ensure strategic alignment on credit acceptance and effective bad debt management.
- You collaborate with the Credit Manager to refine credit processes for target segments (such as B2B and Suppliers), working closely with other departments (Retail, Optimization, Production...) to streamline credit solutions.
- You work closely with B2B Sales and Affiliates to analyze end-customer needs, proposing customized credit solutions that create value and foster stronger business relationships.
- You prepare and track Credit Risk Key Risk Indicators (KRIs) for review by the Risk and CBC Committees, ensuring transparency and proactive risk management.
- You work alongside the Credit Risk Manager to regularly assess customer portfolio risks, providing insights and actionable recommendations to refine credit policy and strategy.
**Your Profile**
- You hold a Master’s degree in Economics, Finance, or Commercial Engineering.
- You have a strong ability to quickly synthesize relevant information and deliver actionable insights.
- You are proactive, eager to challenge the status quo, and ready to propose innovative solutions.
- You excel in organization, with strong attention to detail and follow-through.
- You are resilient under pressure and possess strong problem-solving abilities.
- You bring experience in financial analysis, ideally with knowledge of credit rating techniques and portfolio management.
- You have an analytical mindset with a high affinity for numbers, and you are proficient in programming tools such as SAS, Python, or SQL.
- You are fluent in Dutch and English or French.
Curious about your benefits and more? Visit our jobsite.
-
Credit Risk Data Analyst
il y a 2 semaines
Brussels, Belgique ING Temps plein**Credit Risk Data Analyst** **Permanent contract, Belgium (Marnix)** **Your role & work environment** As part of the development towards a “More Digital - and Data driven Bank”, ING is renewing the risk data management capabilities globally. The Risk Department has the objective to ensure that ING is and remains a safe and compliant Bank not only...
-
Vie Credit Risk Analyst
il y a 7 jours
Brussels, Belgique ENGIE Global Markets S.A.S. Temps pleinIdentifiant de la demande: 39652 - Lieu de travail: BRUXELLES, BE, 1000 VIE - Risk Credit Analyst **About US (GEMS)**: ENGIE Global Energy Management & Sales (GEMS) provides energy supply solutions and risk management services to support its clients through their decarbonization journey, while optimizing ENGIE’s assets and contributing to value...
-
Credit Risk Analyst
il y a 5 jours
Brussels, Belgique KBC Temps plein**Contract**: Permanent **Work schedule**: Full-time **Location**: Brussels **Experience level**: Medior/Experienced (2->5 years) **What does this job entail?**: The basis of a sound credit risk policy is accurately measuring and analysing risks. Only with clear facts and figures do we gain** insight into the real risks we expose ourselves to as a...
-
Credit Risk Analyst
il y a 6 jours
Brussels, Brussels, Belgique Credendo Temps pleinTaken en verantwoordelijkhedenCredit Risk Analyst - Export Credit AgencyCredendoCredendo is a leading European credit insurance company, fuelled by a multinational force of 563 professionals. Active in fourteen European countries, we serve local and international clients from all around the world. Even though we are rapidly growing, we strive to preserve the...
-
Credit Risk Analyst
il y a 2 semaines
Brussels, Belgique Axis Temps pleinEn tant qu'analyste du risque de crédit, vous travaillerez au sein du service de souscription et d'information sur le crédit et vous rendrez compte au chef de l'équipe de souscription des risques.Vous collectez et analysez toutes les informations pertinentes pour l'évaluation des risques de crédit à...** Description** En tant qu'analyste du risque de...
-
Credit Risk Analyst
il y a 1 semaine
Brussels, Belgique Credendo Temps pleinCredendo – Short-Term Non-EU Risks propose des solutions orientées clients et spécialisées dans la couverture des risques à court terme depuis ses bureaux de Bruxelles, Londres, Paris, Milan, Wiesbaden et Rotterdam. 563 professionnels enthousiastes, dont 306 travaillant en Belgique, évaluent les risques liés aux transactions commerciales...
-
Credit Risk Analyst
il y a 6 jours
Brussels, Brussels, Belgique Credendo Temps pleinTaken en verantwoordelijkhedenCredit Risk Analyst - Export Credit AgencyCredendoCredendo est un groupe d’assurance-crédit européen de premier plan employant 563 professionnels aux quatre coins du monde. Actifs dans quatorze pays européens, nous travaillons pour des clients locaux comme internationaux. Même si nous enregistrons une croissance rapide,...
-
Senior Credit Analyst
il y a 6 heures
Brussels, Belgique Axis Temps pleinLooking for an exciting project within the banking industry? Are you an experienced credit analyst? Then be sure to read on below to learn more about the open project. **Description** - You play a key role in balancing asset growth and credit quality as part of achieving our client's financial objectives. - You will participate in the creation, rollout and...
-
Senior Credit Risk Analyst
il y a 6 jours
Brussels, Belgique Credendo Temps pleinCredendo is een toonaangevende Europese kredietverzekeringsmaatschappij, gedreven door een multinationaal team van 563 professionals. We zijn actief in veertien Europese landen en staan klaar voor lokale en internationale klanten van over de hele wereld. We zijn in volle groei maar streven ernaar het menselijke aspect te behouden in de manier waarop we met...
-
Functional Analyst
il y a 5 jours
Brussels, Belgique Cognizant Temps plein**As a team, we...** - measure, monitor and report banking risks - provide support and advice on business proposals regarding risk and capital markets. - develop understanding on new risk measurements topics - participate in risk related software development projects **Will you join us?** **What do we expect from you?** - You follow up on regulatory...
-
Credit Risk Expert
il y a 1 semaine
Brussels, Belgique ING Temps plein**Financial Expert - Credit Risk** **Technical data function** Work location : Brussel Possibility of 50% work from home on the basis of a team agreement Work schedule : 100% Sensitive Function : Yes PCP Function : No **Your role & work environment** You provide relevant credit risk insights in order to be able to set and manage risk appetite &...
-
Risk Management Analyst
il y a 6 heures
Brussels, Belgique Yuzzu Temps pleinRisk Management Analyst Bienvenue chez Yuzzu Notre signature « L’assurance, si simple, ça surprend » s’applique aussi à votre carrière chez Yuzzu, le leader belge de l’assurance directe. En tant que nouveau collaborateur, vous êtes accueilli dans un environnement de travail dynamique et surprenant, un endroit où on s’exprime dans un...
-
Credit Risk Officer
il y a 6 jours
Brussels, Belgique HAYS Temps pleinFrans| Nederlands | Financiën | Credit Risk Officer | Credit | Brussel | 1094934 **Hays est actuellement à la recherche d'un Credit Risk Officer pour une organisation pétrochimique internationale**: *** **Responsabilités**: - Analyse des dossiers de crédit - Suivi de toutes les opérations de crédit - Assister le Credit Manager dans les rapports de...
-
Credit Risk Analyst
il y a 6 jours
Brussels, Brussels, Belgique Credendo Temps pleinTaken en verantwoordelijkhedenCredit Risk AnalystCredendoCredendo is een toonaangevende Europese kredietverzekeringsmaatschappij, gedreven door een multinationaal team van 563 professionals. We zijn actief in veertien Europese landen en staan klaar voor lokale en internationale klanten van over de hele wereld. We zijn in volle groei maar streven ernaar het...
-
Analyste de Crédit Senior
il y a 6 jours
Brussels, Belgique Patronale Life Temps plein**Société**: **Patronale Life **est une société d'assurance-vie et de crédit qui accompagne ses clients dans la constitution de leur patrimoine. Elle propose des polices à capital et intérêts garantis (branche 21 et branche 26), ainsi que des polices liées à des fonds (branche 23). Patronale Life est une compagnie d'assurance-vie qui peut se...
-
Credit Risk Analyst
il y a 6 jours
Brussels, Belgique Credendo Temps pleinCredendo - Short-Term Non-EU Risks biedt klantgerichte oplossingen gespecialiseerd in de dekking van kortetermijnrisico's vanuit zijn kantoren in Brussel, Londen, Parijs, Milaan, Wiesbaden en Rotterdam. 563 enthousiaste professionals, van wie er 306 in België werken, beoordelen de risico's die gepaard gaan met internationale handelstransacties en...
-
Analyste de Crédit Junior
il y a 4 jours
Brussels, Belgique Axis Temps pleinVous êtes un passionné de finance et vous souhaitez démarrer votre carrière en tant qu'analyste de crédit junior ? Rejoignez une équipe dynamique où vous analyserez le risque de crédit, rédigerez des recommandations et collaborerez avec différents départements. Si vous êtes titulaire d'un diplôme en finance/économie, que vous avez le sens du...
-
Credit Risk Officer
il y a 2 semaines
Brussels, Belgique Alphacredit Temps pleinVous détenez un master et vous aimez les statistiques, les analyses et les modèles prédictifs ? Vous pouvez alors décrocher votre emploi chez nous dans le département Risk ! Aux côtés de l'équipe de Portfolio Risk Management & Statistics, vous êtes responsable des analyses statistiques et du développement des modèles, dans le but d'anticiper le...
-
Risk Data Analyst
il y a 5 jours
Brussels, Belgique Worldline Temps pleinJob Description - Risk Data Analyst The Merchant Risk Management (MRM) department is part of Worldline’s Second Line Group R2Srisk function, reporting to Head of Group Risk. Its primary responsibility is to oversee the risk management framework governing merchant risk during the merchant lifecycle. The MRM actively contributes to Worldline’s shaping of...
-
Supervisor Credit Analyst
il y a 1 semaine
Brussels, Belgique Axis Temps pleinIs a Credit Analyst Supervisor job for you? Then this is your chance, read on to find out more! **Beschrijving** Our client is looking for a Supervisor Credit Analyst to strengthen its Operations department, New Production service. We guarantee a high quality financial service to various (large) banks, insurance companies and financial institutions in...
