Branch Manager – Belgium

ph3About The Role /h3 pVivid Money S.
A. is bestablishing a branch in Belgium /b, and we are looking for abBranch Manager /b, a person who will build it and grow it. You will own Vivid's commercial success in Belgium and you will be the legal representative of the branch towards the competent authorities.br/You will join before the branch is operational. The first phase is a build: working alongside our Luxembourg and Group teams on the passport notification and local registrations, standing up local operations, and hiring your first team. The second phase is growth: acquisition, partnerships and market share in Belgium. This is a build and grow role, not a caretaker role.br/The role requires genuine local presence in bBelgium /b. /p h3Your Mission /h3 pbBusiness development and growth /b /p ul liOwn the commercial plan for Belgium: build it, and deliver it against acquisition, market share and revenue targets. /li liTake Vivid's SME and private propositions to market in Belgium, adapting positioning, pricing input and go-to-market to local conditions. /li liLead negotiations for strategic partnerships and distribution in Belgium, from first contact to signature. /li liBuild and own the relationships that matter in the market: partners, intermediaries, industry bodies and press. /li liTrack market trends, competitor activity and customer needs, and translate them into concrete product and go-to-market recommendations to Group teams. /li liRepresent Vivid in Belgium at industry events, conferences and forums, and with the media. /li liBuild the local team: define the first roles, hire, onboard and lead. /li /ul pbBuild the branch /b /p ul liWork with the Luxembourg team and local counsel on the branch passport notification to the National Bank of Belgium, and on your own notification and fitness assessment. /li liComplete the registrations required to operate: tax, social security and any local licensing formalities. /li liStand up the branch's local operating arrangements — premises, local reporting, and the local control environment — in coordination with Group functions. /li liSet up the branch's local obligations on complaints handling, out-of-court dispute resolution and consumer protection. /li liOwn the launch plan and sequencing, and hold the go-live decision jointly with Luxembourg. /li /ul pbRepresent Vivid and stay compliant /b /p ul liAct as the legal representative of the branch towards the National Bank of Belgium and other competent authorities: regulatory correspondence, supervisory visits, inspections and audits. /li liServe as the branch's point of contact with the regulator and the Belgian FIU (CTIF-CFI), responsible for accurate and timely regulatory communication. /li liKeep the branch's regulatory standing current and ensure ongoing compliance with the conditions of Vivid Money S.
A.'s passported permissions. /li liHold the appointed MLRO role for the branch, supported by dedicated first line operations and Group second line, who carry day-to-day monitoring, alert triage and policy drafting. The decisions the appointment reserves to you remain yours. /li liReport suspicious activity, ensuring submissions are timely, accurate and complete. /li liOwn the branch-level AML/CFT business-wide risk assessment, with drafting support from Group Compliance. /li liEnsure local AML/CFT and sanctions processes for onboarding and ongoing monitoring meet local requirements and are applied consistently, escalating where local rules go beyond group standards. /li /ul br/ h3Your Profile /h3 pWe are open on background, and expect strong candidates to come from one of two directions. bWhat we're looking for either way: /b /p ul liAt least 5 years in financial services or fintech, with a commercial track record — market entry, business development or partnerships — and results you can point to. /li liExperience of building something from a standing start, rather than inheriting a running operation. /li liComfortable holding a position of personal regulatory accountability, and prepared to take a decision that is commercially unwelcome. /li liResident in Belgium, or willing to relocate, with genuine local presence. Regular travel to Luxembourg and Berlin. /li liDegree or professional qualification in business, finance, law, compliance or a related field. /li liFluent in Dutch or French, plus English, written and spoken. /li /ul pbEither — a compliance background /b /p ul liExperience as an appointed MLRO, or in a directly equivalent appointed role, at a regulated institution. /li liHands-on AML/CFT experience including real customer cases, escalations and SAR/STR reporting, and direct interaction with an FIU and a regulator. /li liThe appetite to spend most of your time growing a business, not just running a control function. /li /ul pbOr — a commercial background /b /p ul liSenior commercial or country-management experience at a regulated financial institution or fintech. /li liSufficient AML/CFT groundi