Risk Director

ppFor our client, a leading digital-first bank in Belgium, recognized for its innovative approach to online banking and investment services, we are currently looking for a bRisk Director. /b /ppThe Chief Risk Officer is responsible for bdefining, implementing and overseeing the bank’s global risk management framework /b, ensuring the effective bidentification, assessment, monitoring, and mitigation /bof all material risk. /ppThe role operates with a bdual reporting structure /b, combining a direct reporting line to the local executive management and a functional reporting corporate structure. /ppThe role works in bgood partnership with the different businesses /b(IT, Products, Operations, Finance), with the double objective of supporting and educating their teams vis‑to‑vis the different facets of risk management they are faced in their daily operations and growing their level of maturity along an ambitious yet realistic learning curve. /ph3Roles and Responsibilities /h3ulliYou establish brisk frameworks /baligned with the group’s strategy. /liliYou implement and adapt brisk policies /bto the local business environment. /liliYou provide comprehensive brisk views. /b /liliYou contribute to the definition and maintenance of the brisk appetite /bframework of the bank in alignment with the Group and ensure a proper follow up of limits. /liliYou monitorb emerging risks related to digital banking, fintech partnerships, outsourcing and third‑party providers, in line with Group framework. /b /liliYou deliver bregular risk analysis /breports and bsuggest action plans. /b /liliYou review and adjust bcredit assessment frameworks. /b /liliYou optimize the bgranting process and improve credit risk assessment. /b /liliYou develop bfraud prevention frameworks /band manage model risks. /liliYou conduct regular brisk assessments /bthrough btesting and self‑assessments. /b /liliYou promote a bstrong risk culture across the bank /band bprovide training /bfor teams. /liliYou manageb the risk organization /bto develop competencies and reach targets. /liliYou act as a bkey risk advisor /bto the Executive Committee. /liliYou ensure that brisk considerations are embedded /bin strategic, commercial and operational decision‑making processes. /liliYou bcoach, motivate and develop your team /b. /li /ulh3Your profile /h3ulliYou bring proven experience in ba senior risk leadership /brole within a regulated environment. /liliYou have a strong understanding of risk management frameworks and methodologies, with at least 10 years of experience in risk management bwithin banking or financial services /b. /liliYou are comfortable operating in a matrix organization and collaborating with multiple stakeholders. /liliYou have demonstrated the ability to work bclosely with the business /bon critical risk topics. /liliYou act as a true advisor and business partner, with a bstrong team‑oriented mindset and a pragmatic, solution‑driven approach. /b /liliYou show independent judgement and are able to provide bconstructive challenge /bwhen needed. /liliYou bcommunicate effectively /bwith senior management and executive‑level stakeholders. /liliYou have solid expertise bin credit assessment, operational risk management (including IT risk) and fraud prevention. /b /liliYou possess a strong knowledge of bBelgian and European banking regulations /band supervisory expectations. /liliYou act with bhigh integrity /band strong bethical standards /b. /liliYou adopt a bservant leadership /bapproach and are able to support and empower your team. /liliYou demonstrate bstrong analytical /band bproblem‑solving capabilities /b. /liliYou are committed to fostering ba positive and pragmatic risk culture /b. /liliYou are able to bcoach and further develop team members /b /liliYou have good communication skills. /liliYou are easily approachable and derive energy from working and co‑creating with others. You are open‑minded and empathic, which means that you are genuinely interested in the opinions of others. /liliYou work best in an open atmosphere where people can communicate freely and where there is room for laughter. /liliYou are loyal, trustworthy and a real teamplayer. /li /ulh3The offer /h3ulliA senior and bimpactful leadership position /bwithin the Bank and directly reporting to the CEO and playing a key role in the bank’s risk governance. /liliThe opportunity to join a bdynamic and agile organisation /bwith a lean structure, where bcollaboration, ownership and cross‑functional teamwork are strongly encouraged /b. /liliA strategic role with significant bvisibility and influence /b, allowing you to contribute to the further development of the bank and its risk framework. /liliThe chance to be part of a bflexible and entrepreneurial company /bwithin an international group environment. /liliA Belgian employment contract with the position based in Brussels. /lilibA flexible working model /b, including the possibility of working remotely up to