Assistant Vice President, Retail Lending

Chong Hing Bank Limited was founded in Hong Kong in 1948. The Bank and its subsidiaries (including Chong Hing Securities Limited and Chong Hing Insurance Company Limited) offer comprehensive commercial banking and financial services to individual and corporate customers. These services include HKD and foreign currency deposits, credit, foreign exchange, wealth management, investment, securities, insurance and mandatory provident fund. The Bank currently operates a network of more than 30 branches in Hong Kong as well as 1 branch in Macau, 17 branches and sub-branches in Mainland China. In recent years, the Bank has been actively expanding its business. To cope with the Bank's rapid growth, we are now inviting high calibre candidates to join us and develop successful careers with us. Responsibilities
• Initiate new product development and maintain existing product competitiveness to cope with the changing market demand
• Conduct regular review on end-to-end retail lending application flow to keep in line with market while within the compliance requirement
• Develop and maintain appropriate controls to ensure product/operation compliance with relevant statutory and regulatory requirement
• Liaise with the Compliance & Legal Department to review and assess adequacy of relevant compliance control
• Launch promotion programs to aim at increasing retail lending sales revenue of the whole bank
• Make appropriate escalation of risk reporting in line with organizational procedures
• Take up special projects assigned Requirements
• Bachelor Degree or above in Business, Finance or related disciplines
• Minimum 5 years' relevant experience in product development and sales management in banking or finance institution
• Good knowledge in real estate mortgage loan or unsecured loan products is an advantage
• Excellent interpersonal, analytical and problem solving skills
• Communication skills and self-motivated, independent and able to work under pressure
• Proficient in both spoken and written Chinese (Mandarin and Cantonese) and English
• Candidate with less experience will be considered as Manager Benefit / Other Information
• 5-day week
• Discretionary bonus
• Education subsidies
• Birthday leave
• Marriage leave
• Extra maternity leave
• Extra Paternity Leave
• Examination leave
• Insurance plan
• Medical plan
• Family medical plan
• Dental plan

We offer
competitive remuneration package and promising career opportunities to the successful candidates. Interested parties, please send full resume with current & expected salary and the date of availability to The HR Division, G.
P.
O. Box 2535, HK , or by clicking Apply Now. Please quote reference on your application. Information provided will be treated in strict confidence and only be used for recruitment purposes. Personal data of unsuccessful applications will be destroyed 24 months after the completion of the recruitment and selection exercise. The Mandatory Reference Checking (MRC) Scheme is a regulatory framework established by the Hong Kong Monetary Authority, which requires banks to check the conduct history of prospective employees for positions defined under the scheme. Therefore, MRC will be a part of our selection process if you apply for the in-scope positions. For details, please refer to the “Frequently Asked Questions for In-Scope Individuals” (https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2) published by HKAB.