(Deputy) Credit Risk Manager

Il y a 2 jours

Brussels, Brussels-Capital, Belgique Bank of China (Hong Kong) Temps plein
Responsibilities
• Formulate Group's credit policies on loan classification and provisioning, develop implementation methods and procedures, perform group impairment model's parameters updates, review significant credit deterioration criteria. Provide guidance and support to subsidiaries to ensure smooth implementation.
• Monitor and report the changes in asset quality and provisioning of the Group, subsidiaries and departments. Coordinate Group's annual budget on asset quality and provisioning, perform rolling forecast.
• Monitor the compliance of portfolio limits of the Group (solo and consolidated). Perform post-loan monitoring, promote its effectiveness and completeness. Monitor the changes in risk profile and asset quality of corporate customers, participate in credit portfolio thematic review and reporting.
• Perform credit due diligence on annual investment plans of the Group and subsidiaries, identify risk characteristics and recommend mitigation measures. Monitor and report the changes in risk profile of the Group's and subsidiaries' investment portfolios.
• Evaluate trends and changes in risk profile o the credit portfolios of the Group and subsidiaries, identify key risk drivers, recommend portfolio limits with reference to macro-economic environment, business plans, stress test result and internal risk reports etc.

Requirements:
• Degree holder or above with major in Economics, Risk Management, Business Administration, Statistics, Mathematics or related discipline.
• CPA or FRM preferred
• 3-year experience or above in banking industry (portfolio analysis, limit setting and monitoring, financial analysis or research)
• Familiar with credit risk theories, Basel and knowledge of IFRS 9
• Solid analytical skills and proficient in using Bloomberg, Microsoft Excel (VBA) and Access (SQL)
• Excellent analytical and communication skills
• Independent, self-motive and able to work under pressure
• Good command in written and spoken English and Chinese

We offer
competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidates. Interested parties, please submit your application online. For details, please visit our website http://www.bochk.com. Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt.