Credit Analyst

Il y a 6 jours

Brussels, Brussels-Capital, Belgique Industrial and Commercial Bank of China Temps plein
Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”) is the flagship of overseas business of Industrial and Commercial Bank of China Limited (“ICBC”) – currently the largest commercial bank in China, and it is one of the domestic systemically important banks (D-SIBs) in Hong Kong. Currently, ICBC (Asia) has 52 retail outlets (including 27 “Elite Club” Wealth Management Centres) in Hong Kong. It is engaged in commercial banking, investment banking and other financial services, including those of securities, insurance and funds, with a focus on commercial and retail banking as well as global market business. Chinese Mercantile Bank and ICBC Asset Management (Global) Company Limited, two wholly-owned subsidiaries of ICBC (Asia), specialize in Renminbi services in mainland China and ICBC’s global asset management business respectively. Job Responsibilities Prepare detailed credit assessments, process credit applications, and provide recommendations on syndicated loans, project loans, LBOs, and cross-border lending, primarily covering the Asia-Pacific regional market. Evaluate and challenge credit limit proposals, and prepare credit opinions/recommendations for credit approvers based on risk and mitigation summaries. Ensure credit requests are duly assessed against all internal and external requirements, including approving applications within delegated authority. Participate in cross-departmental projects and provide guidance as a subject matter expert on credit risk issues. Job Requirements Proficiency in the Asia-Pacific regional market and regulatory framework is required. Preference will be given to candidates with experience in credit assessment/approval covering the Asia-Pacific region. University graduate majoring in Accounting, Finance, or related disciplines. Minimum 5 years of credit risk management experience, preferably with exposure to syndicated loans, project loans, LBOs, and cross-border lending. Professional qualifications (e.g., HKICPA, ACCA, CFA, FRM) preferred but not mandatory. Solid knowledge of fundamental financial analysis. Self-motivated, independent, analytical thinker with ability to work under pressure. Strong interpersonal, communication, negotiation, and presentation skills; experience interacting with senior management. Fluency in written and spoken English and Chinese (including Putonghua). Holder of ECF on Credit Risk Management certification is preferable. Interested parties, please click "Apply Now" for application. Personal data collected will be used for recruitment purpose only.