Deputy AMLCO F/M

The Role We are looking for an experienced Deputy AMLCO to strengthen our Financial Crime Compliance function. As a key member of the second line of defence, you will support the AML Compliance Officer in overseeing the company's Anti-Money Laundering and Counter-Terrorist Financing framework. You will play an important role in ensuring that regulatory requirements are effectively translated into practical controls, while acting as a trusted advisor to business and operational teams. The position offers a high degree of exposure to senior management, governance bodies, and cross-functional stakeholders, making it an excellent opportunity for an experienced compliance professional seeking broader strategic responsibilities. Responsibilities AML/CFT Governance & Oversight
- Support the AMLCO in maintaining an effective AML/CFT framework in line with Belgian and European regulatory requirements.
- Monitor developments in financial crime regulation and assess their impact on the organisation.
- Contribute to the design, review, and enhancement of AML, sanctions, and financial crime policies and procedures.
- Challenge first-line controls and ensure risks are appropriately identified, assessed, and mitigated. Risk Assessment & Regulatory Compliance
- Contribute to periodic AML risk assessments and enterprise-wide financial crime risk evaluations.
- Assess the adequacy and effectiveness of controls relating to customer due diligence, transaction monitoring, sanctions screening, and suspicious activity reporting.
- Oversee remediation plans arising from audits, regulatory reviews, or internal investigations.
- Support interactions with supervisory authorities and external auditors where required. Advisory & Stakeholder Management
- Act as a business partner for operational and commercial teams regarding AML, sanctions, corruption, fraud, and broader financial crime matters.
- Provide expert compliance guidance during new product launches, strategic initiatives, and process changes.
- Ensure regulatory expectations are effectively embedded within business practices. Reporting & Governance Committees
- Assist in preparing periodic reporting for senior management, executive committees, and governance bodies.
- Contribute to regulatory reporting and management information dashboards.
- Escalate material risks, incidents, and control weaknesses appropriately. Training & Awareness
- Support the development and delivery of AML/CFT and financial crime training initiatives.
- Promote a strong compliance culture throughout the organisation.
- Provide guidance and coaching to colleagues on financial crime-related matters. Deputy Function
- Act as deputy to the AMLCO when required.
- Ensure continuity of oversight activities, governance processes, and regulatory engagement.
- Represent the AML function in internal meetings and decision-making forums. Profile Experience
- Minimum 5 years of experience in AML/CFT, Compliance, Financial Crime, Risk Management, or Internal Control.
- Experience within insurance, banking, asset management, payments, fintech, or another regulated financial services environment.
- Previous exposure to second-line compliance responsibilities is essential.
- Experience interacting with senior stakeholders and governance bodies. Technical Expertise Strong knowledge of:
- AML/CFT legislation and regulatory expectations.
- Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).
- Sanctions compliance.
- Financial crime risk assessments.
- Suspicious transaction reporting.
- Internal control frameworks and governance processes. Personal Competencies
- Strong analytical and risk-based mindset.
- Excellent communication and influencing skills.
- Pragmatic and business-oriented approach.
- Ability to challenge constructively and build credibility with stakeholders.
- Strong autonomy and sense of ownership.
- High ethical standards and professional integrity. Qualifications
- Master's degree in Law, Economics, Finance, Business Administration, Criminology, or a related discipline.
- Professional certifications such as CAMS, ICA, or equivalent are considered an asset.
- Fluent English and French and/or Dutch required