KYC Analyst, Saxo Belgium

About the job

As a regulated investment services provider, knowing our clients is fundamental to how Saxo operates. It enables us to serve clients appropriately while identifying and managing potential financial crime and integrity risks.

As a KYC Analyst in our Antwerp office, you will play an important role in onboarding new clients and reviewing existing relationships. You will investigate client profiles, assess source of wealth and source of funds, conduct enhanced due diligence and determine whether identified risks are acceptable within Saxo’s policies and risk appetite.

This is not a box-ticking role. You will need to connect information from different sources, distinguish between relevant and non-material findings and document clear, well-reasoned conclusions. At the same time, you will help ensure that legitimate clients can access Saxo’s investment services without unnecessary delays or friction.

You will work closely with colleagues across Financial Crime Prevention, the Belgian commercial organisation and Saxo’s international shared services. Together, you will deliver compliant and efficient onboarding and ongoing due diligence processes while maintaining a strong client experience.

Responsibilities

In this role, you will:

Conduct KYC reviews for new and existing private, corporate and institutional clients in line with applicable AML requirements and Saxo’s internal policies.Investigate client ownership structures, source of wealth, source of funds, transaction-related information and other relevant risk indicators.Perform customer risk assessments and enhanced due diligence, documenting clear and well-supported conclusions in English.Identify, investigate and escalate potential AML, financial crime and integrity risks when further review or action is required.Communicate directly with clients to collect and clarify the information needed to complete KYC reviews.Collaborate with Relationship Managers, local KYC colleagues and international shared-service teams to ensure efficient onboarding and ongoing due diligence.Review the quality of work delivered by shared-service teams and provide practical guidance when improvements are needed.Identify recurring quality gaps and contribute to improving KYC controls, processes and ways of working.Support the review and implementation of Saxo’s AML policies, procedures and relevant regulatory requirements.

Your profile

You are an analytical and responsible KYC professional who is comfortable making decisions based on complex or incomplete information. You approach clients with professionalism and empathy, but you are also confident asking challenging questions when the situation requires it.

You can identify what is material from a risk perspective and translate your analysis into concise, structured and defensible KYC conclusions. You understand that strong KYC involves both protecting the organisation and providing legitimate clients with an efficient and professional experience.

We are looking for someone who brings:

At least two years of experience in KYC, client due diligence, AML or a closely related regulatory environmentPractical experience with client onboarding, ongoing due diligence, enhanced due diligence or customer risk assessmentsThe ability to investigate complex client information and form clear, risk-based conclusionsExperience working with private, corporate and/or institutional clients, which would be an advantageFluency in Dutch and a strong command of English, both written and spokenStrong written communication skills and the ability to produce clear, structured and well-reasoned KYC reports in EnglishA high level of integrity, sound professional judgement and confidence in escalating concerns when appropriateAn accurate and efficient working style, including the resilience to manage changing priorities and periods of higher workloadAn interest in working in a digital-first banking environment and using modern software and AI-enabled tools responsibly to support analysis and efficiency

Your team and workplace

You will join a team of five KYC Analysts in Saxo’s Belgian branch. Our Antwerp office has approximately 30 employees who work together to serve more than 120,000 clients.

The local environment gives you the opportunity to take real ownership, work closely with decision-makers and see the direct impact of your work. At the same time, you will be part of an international organisation with colleagues and specialist teams across multiple countries.

You will be based in our office on the 18th floor in central Antwerp, within walking distance of the Meir and Antwerp Central Station, with views across the historic city