Credit Risk Analyst

Robert Half is looking for an EMEA Credit Risk Analyst to strengthen the Credit & Risk function for one of our clients.
Our client is a leading international organization operating across multiple countries within the distribution and industrial solutions sector. With a strong presence throughout EMEA, the business is investing heavily in process excellence, automation, and finance transformation initiatives.

Key Responsibilities
OVERDUE MANAGEMENTOversee the collection of overdue accounts (including intercompany), ensuring timely action and resolution of disputes or payment issues.
Define monthly collection targets for local finance teams.
Implement initiatives to reduce DSO and overdue balances.
Work closely with Sales and Legal teams to negotiate and formalize payment solutions.
Maintain up-to-date knowledge of relevant local and international credit-related regulations.
Take a proactive approach in supporting local credit controllers to manage and recover outstanding debts.
Organize monthly credit committee meetings with local Finance Managers/Credit Controllers.
Support audit activities related to credit and collections.
CREDIT RISK MANAGEMENTEvaluate the creditworthiness of new and existing customers in line with company policies.
Monitor the credit portfolio to identify risk exposures and report concerns to management.
Approve or withhold the release of blocked sales orders due to overdue balances or credit limit breaches.
Provide guidance and expertise to local credit managers.
POLICY & PROCESS DEVELOPMENTReview and improve the effectiveness of the credit control framework to strengthen profitability and minimize bad debt with a focus on simplification, digitalization, and continuous enhancement.
Ensure adherence to internal controls, legal requirements, and industry standards.
Design, document, and oversee local processes, working with regional teams to standardize procedures in line with Group standards.
Participate in FIT/GAP analyses for M&A integration, ensuring correct adoption of OtC processes and delivering training where required.
STAKEHOLDER MANAGEMENTBuild and maintain strong working relationships with local finance teams and other business stakeholders.
Coordinate with external parties such as collection agencies and legal advisors when necessary.
REPORTINGPrepare regular reports on overdue accounts and collection performance.
Present risk and overdue management updates to the Regional OtC Lead.
Provide regional insights on credit performance and collection results to management.

Your Profile
Bachelor's degree in finance & accounting, business or a related field.
At least 3 years of experience in credit management, collections or risk management roles.
Strong knowledge of credit risk assessment, collections processes and legal aspects of bad debt recovery.
Familiarity with AR accounting entries and analysis.
Advanced computer skills in ERP systems, preferably in Dynamics D365.
Proficient Excel knowledge, experience with PowerApps and PowerBi is a plus.
Cultural awareness: to be able to work with different cultures and in multiple countries.
Critical thinking skills needed to mitigate credit risk and maintain the credit control system.
Good knowledge of English. Any other language is a plus.
Solid understanding of local and international credit control laws and regulations.
Willing to travel on occassion.
Compensation & BenefitsOur client offers a competitive compensation package aligned with the scope and visibility of this role, including:Competitive fixed salary based on experience and expertise (60-70K)Annual performance bonus13th-month salaryCompany car with fuel/charging cardComprehensive group insuranceHospitalization insuranceMeal vouchersNet expense allowanceEco vouchersMobile phone packageGenerous holiday entitlement (30 days), including additional company leave daysHybrid working model with up to 2 days of remote work per weekFlexible working environment with core business hours and autonomy in organizing your scheduleInterested in this role? Please let us know.
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