Head of Restructuring

il y a 6 jours


Brussels, Belgique ING Temps plein

**Head of Restructuring & Recovery**

**Mission**

The head of Restructuring & Recovery is a key role in the Risk & overall Belgium organization. It’s mission revolves around the restructuring & recovery activities of customers with a business credit product (total outstanding balance >EUR 1mln) or facing financial difficulties.

**What you will do**
- Leading a very talented team of approximately 35 colleagues (directly and indirectly), fostering an environment based on engagement, personal and professional development and vitality.
- Being responsible for managing the restructuring & recovery activities for customers with a credit exposure higher than EUR 1 mln;
- Coordinating the provisioning process, including determining individual provisions (IFRS 9) and Sox process coordination.
- Ensuring compliance with internal and external regulations, for example guidelines on lending to small business customers, IFRS rules and EBA guidelines.
- Functional responsible for the restructuring & recovery of ING Luxembourg
- Providing second line oversight regarding the restructuring and recovery activities carried out by the Collections department.
- Continuous optimization of the restructuring & recovery processes
- Partnering with various stakeholders across the bank, locally / at group level, but externally as well.

**What we are looking for**
- Solid knowledge of Credit Risk, including recovery & restructuring activities.
- Very good understanding of the banking & business environment, balancing internal and external perspectives of the industry;
- Experience in managing difficult client files, with high visibility and impact.
- Very good individual and team leadership abilities, such as growing teams & individuals, coaching, sustaining high performance & balanced teams, conflict management and leading leaders;
- A balanced and structured approach, taking into account various perspectives and being a trusted partner towards various stakeholders.
- Strong negotiation skills.
- Excellent analytical skills

**We redefine banking. What about you?**

We’re on a journey that’s centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that


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