Credit Risk Modeller

il y a 1 jour


Brussels, Belgique KBC Temps plein

**Contract**:

Permanent

**Work schedule**:

Full-time

**Location**:

Brussels, East Flanders, Flemish Brabant

**Experience level**:

Medior/Experienced (2->5 years), Senior (> 5 years)

**What does this job entail?**:
We use statistical models to decide whether to award or refuse credits. They tell us **how likely it is that someone granted credit will be able to repay it**. As the Credit Risk Modeller in our team, you build new models and improve existing ones.

You make an important contribution to our way of working; you help us stop risks from sneaking into our credit portfolio. Together, we make sure we satisfy all legal capital requirements.

The team you join is particularly** diverse**. You have male and female colleagues from various nationalities spread across offices in Brussels, Ghent, Leuven and Prague. You work with junior members and experienced colleagues. Diversity is a great strength in our team.

Do you see it this way? Are you as **enthusiastic** as us about **models and validation**? Join the team and do what you do best. There are small and large projects waiting for you—you’ll have an impact on the modelling community of the whole KBC Group.

**What do we expect from you?**:

- You **gather** data to** build** and **tes**t models.
- Your statistical models predict how likely it is that a client is able to repay credit and the losses we expect if they don't.
- You take into account changes in regulations and evolutions within our portfolios to** improve the performance **of models we are already relying on.
- You work closely together with the colleagues who use the models. And keep senior management, auditors and supervisors informed of your work.

**Your key strengths?**:

- You’re** strong in quantitative analysis**. This may come from a university education in Economics, Science, Maths or Engineering.
- You’re able to work smoothly with** SAS and Excel**, and ideally have **Python** programming skills in your fingertips. If not? You’re more than happy to follow training to pick them up.
- You enjoy **working with others** in a pragmatic way. You’re always happy to celebrate your successes as a team.
- You’re interested in the** processes** we follow for awarding or refusing credit.
- You speak and write fluent **English**.

**What can we offer you?**:

- We offer you an exceptional range of training and development opportunities so that you can develop your full potential. You are encouraged to **keep growing **as a person and professionally. You’re given the necessary coaching.
- You will receive a permanent contract with a competitive salary, including an **extensive package of additional benefits**.
- Our offices are easily accessible by public transport. You’re also welcome to **work from home part of the time**.
- We value a **good balance between your work and private life**.


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