Senior Business Risk Specialist

Our organisation Ageas is a listed international insurance Group with a heritage spanning of 200 years, offering Retail and Business customers Life and Non-Life insurance, and is also engaged in reinsurance activities. As an international insurance company, Ageas concentrates its activities in Europe and Asia through a combination of wholly owned subsidiaries and long-term partnerships with strong financial institutions and key distributors. Ageas ranks among the market leaders in the countries in which it operates. It represents a staff force of about 50,000 people and reported annual inflows of over EUR 18,5 billion in 2024. Ageas aims to be a Great place to Grow for all its people, while always staying true to its four values: care, share, deliver and dare. It fosters an inclusive culture, that values diversity and encourages everyone to get the best out of their talents. Ageas has been re-certified as Top Employer in 2025. The vibrant Ageas Corporate Centre in Brussels is home to a variety of Group level functions including, amongst others, Risk, Finance, Legal & Compliance, Investor Relations, Human Resources, Strategy, Business Development and Corporate Communications. It sets out the long-term strategy for Ageas and coordinates numerous initiatives across the Group to help realise the strategic ambitions. The Corporate Centre also facilitates knowledge and skills sharing amongst its local operating entities and JV’s, creating strong connections and leveraging on local strengths. It represents the Ageas Group towards external parties, managing relations with analysts, retail and institutional investors, regulators, rating agencies and the media.Our teamAgeas Group Risk is based in central Brussels and is composed of risk officers (M/F/X) with a variety of technical areas of competence and diverse backgrounds. Business Risk Management is an important linking actor between the Subsidiaries and Group Risk with a clear mission: We prepare and deliver timely and robust risk insights to management, board, supervisor and other stakeholders. We give assurance that the Group complies with the group’s risk appetite, and contribute to informing management’s decisions with the objective of optimising the group’s solvency and removing risk-related impediments to executing Ageas strategy. We team up with risk teams and other functions at Corporate Centre and across subsidiaries. We prioritise continuous improvement to be agile and pro-active. We take accountability as a team, having each others back. Within the team Business Risk Management (BRM), Group Risk is looking for a Business Risk Specialist combining deep knowledge of the insurance business and its regulation with strong quantitative risk and reporting skills.Your roleAs part of the Business Risk team, you will support management navigating through current uncertainty and volatility by: delivering timely and robust risk insights to all our stakeholders (Group CRO, Ageas Risk Committee, Executive Committee, Board of Directors, Supervisory Authority); contributing to the Group’s Own Risk and Solvency Assessment, giving assurance that Ageas complies with our risk appetite on a current and forward-looking basis, as well as under different stress scenarios; coordinate the group-wide performance of supervisory exercises like the regular EIOPA stress tests. You will also act as a Risk Partner for key subsidiaries of the Group. As Partner, you will: coordinate interaction with them and Group Finance, contributing to the smooth collection, validation and analysis of their risk information; engage with them on initiatives that make a difference to reach their objectives (e.g., business development, risk policy development and review). build an understanding of the functioning of local businesses and foster trusted relationship with the risk teams to gain a solid view of the strengths and weaknesses of the local businesses and constructively challenge them. You will develop a deep knowledge of the market in which the local entity operates. bring solutions to risk-related questions, allowing to share good risk management practices and continuously improve our (quantitative) risk management capabilities. Finally, you will contribute to Ageas’ business development by contributing to group-wide projects (e.g., internal risk and capital model, adoption of new reporting database); developing quantitative and qualitative risk opinions on M&A files; lead risk analyses to optimise the Group’s solvency and remove risk-related impediments to executing Ageas strategy. Your profile You are an actuary or have a Master degree in finance or business administration combined with risk/actuarial related trainings; You are fluent in the key elements of the Solvency II regulation, in particular with the Pillar 1 requirements; You have a solid understanding of the Insurance Accounting and Reporting (IFRS 17); your knowledge of other valuation and regulatory standards (e.g., IAIS International Capital Standards, China’s C-ROSS) will make a difference; You can demonstrate an excellent analytical mind-set and are passionate about solving complex risk challenges; You have proven track-record translating complex findings into clear management messages; You are very thorough and the quality of your deliverables is your top priority; For this, you prefer working in well-structured ways to deliver on time; You do not hesitate to try new ways to continuously improve the ‘how’, helping the team strengthening our risk reporting capabilities; You are a team player building trusted relations with all stakeholders. In addition, you are aware of cultural differences and are able to work in a team of people with diverse backgrounds; You are fluent in English, both verbally and in writing. Knowledge of a language spoken in countries where Ageas operates is a plus. Our offer? The possibility of (maximum 50%) home working; A dynamic, multicultural working environment; An interesting and extensive salary package (including meal vouchers, eco vouchers, hospitalization, disability and group insurance, additional child benefit, mobile allowance and intervention in the internet reimbursement, ...); The possibility to optimize part of your salary package through a flexible income plan; A corporate culture where you are encouraged to share your views and opinions; A flat organizational structure with close collaboration and communication with management and cross departments; A company car with charging card; An extensive range of learning & development opportunities through our online learning platform; The opportunity to further develop yourself and to be part of a great team at a Top employer in Belgium. Find out more about it here. Interested?Please apply online. We are looking forward to talking to you