Commercial Real Estate Lending Officer
Il y a 6 mois
**Type de métier**:
Types de métiers Crédit Agricole S.A. - Financement et Investissement
**Intitulé du poste**:
Commercial Real Estate Lending Officer H/F
**Type de contrat**:
CDI
**Poste avec management**:
Non
**Missions**:
As part of the development of our residential and commercial real estate financing platform in Belgium, we are looking to hire a Real Estate Lending Officer with a solid knowledge of the commercial real estate market.
The Lending Officer will be in charge of origination and structuring of commercial real estate financing (offices, retail space and hotels) in Belgium and abroad, working in close collaboration with the Degroof Petercam (DP)’s Private Banking network. He/she will participate in the development and promotion of the commercial real estate credit offer towards our private bankers, customers and partners in Belgium and internationally.
Your main responsibilities will, amongst others, be:
- Analyzing credit files and drafting credit approval requests to present and support them to the relevant approval committees;
- Drafting term sheets and negotiating terms with customers;
- Coordinating with the DP Group's international teams, in case the real estate assets are located outside Belgium;
- Mandating approved experts to conduct valuations and visits of the real estate assets in Belgium;
- Monitoring covenants, in liaison with the middle-office teams;
- Pro-active review of customer portfolios to identify growth opportunities.
**Localisation du poste**:
**Zone géographique**:
Europe, Belgique
**Ville**:
Bruxelles
**Niveau d'études minimum**:
Bac + 5 / M2 et plus
**Formation / Spécialisation**:
Master's degree with a specialization in Finance and/or preferably Real Estate;
**Niveau d'expérience minimum**:
6 - 10 ans
**Expérience**:
- 5 to 7 years' experience in commercial real estate or commercial real estate financing in Belgium, and in financial modeling;
- Good knowledge of market conditions and the main players in the commercial real estate sector (knowledge of residential real estate is an asset);
- Ability to professionally challenge appraisal values communicated by real estate agents or customers.
**Compétences recherchées**:
Autonomous and proactive, rigorous, analytical/critical thinking, solid negotiation skills, team player, customer-centric.
**Langues**:
Perfect bi-lingual French and Dutch, English B2 level minimum
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