Risk Control Manager for Fund Pool

Job Description
This position is responsible for the daily risk monitoring, fund flow tracking, income statistics and analysis of the unified account lending pool and over-the-counter lending business. It supports the risk control supervision department in conducting continuous risk management and audit coordination for new businesses. The position will deeply participate in the risk identification, data analysis, customer profiling, income decomposition and monitoring system construction of the unified account lending pool and over-the-counter lending fund pool, helping the management to have a clearer understanding of business risks and business performance. Job Responsibilities
- Responsible for the daily monitoring of the unified account lending pool and over-the-counter lending fund pool, tracking the pool size, lending balance, fund inflows and outflows, utilization rate, concentration and abnormal fluctuations.
- Responsible for statistics and analysis of core business indicators, including interest income, transaction fee income, capital cost, net income, yield rate, etc.
- Assist in sorting out the risk assessment framework of the fund pool, identifying risk points such as funding sources, fund usage, recovery mechanism, term mismatch, customer concentration and potential bad debts.
- Assist in establishing the customer ledger of over-the-counter lending, credit granting and lending balance tracking mechanism, and improving risk monitoring and abnormal warning systems.
- Collaborate with KA, finance, product, risk control and business teams, align data standards, supplement income and capital flow information.
- Output daily, weekly and monthly risk and business analysis reports to support management decision-making and special audit analysis. Qualifications
- Have 1-3 years or more of experience in lending, fund pool, risk control analysis, financial analysis, business analysis or related fields.
- Understand the basic business logic of lending, fund pool, credit granting, interest, yield, capital cost, etc., and be able to quickly summarize business processes and key risk points.
- Have strong data analysis capabilities, proficient in SQL, Excel, and able to independently complete data extraction, cleaning, analysis and result presentation, integrate data and standards from business, KA, finance and other parties, and form a unified and reversible monitoring view.
- Have strong risk awareness and abnormal identification ability, be able to continuously track fund pool risks, income and capital flow changes, and promote problem closure.
- Have good cross-team communication and coordination skills, be able to promote multi-team collaboration to solve data and process problems.
- Have strong reporting and presentation skills, output risk/yield analysis materials that management can understand and make decisions on.
- Those interested in Web3, unified account, over-the-counter lending, exchange business and risk management are preferred. Bonus Points
- Have experience in unified account, leveraged lending, over-the-counter lending, credit management, fund pool analysis or exchange-related fields.
- Familiar with Excel, BI tools, Python or visualization tools.
- Have experience in building business analysis, risk monitoring reports, abnormal warning mechanisms.