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File manager for loans and mortgages
il y a 1 semaine
Description
Within the Professional Loans and Mortgages department, the Pre-Litigation File Manageris in charge of monitoring and managing credit files with overdue payments.
- You will be responsible for managing credit files presenting a deteriorated risk (e.g. late payment, external alerts, etc.).
- You assist the network in monitoring the account situations of overdue debtors and ensure that procedures are correctly followed.
- Every day, you negotiate with debtors, orally or in writing, to obtain amicable payment from them.
- You send formal notices and, if necessary, draft a proposal for denunciation.
- You examine and follow up problematic "Major Risks" files, seeking appropriate solutions on the basis of quantitative and qualitative analysis, with the aim of optimizing credit risk management for the bank.
- You detect risks thanks to external and internal alerts that you follow up.
- You also help to improve credit processes and procedures in order to optimize the department's efficiency.
- You will work closely with the Analysis department and the sales network.
Profile
- You have a Bachelor's degree in Economics/Finance/Accounting or equivalent.
- You speak French and have a good knowledge of Dutch
- Commercial and analytical mind
- Critical and synthesizing mind
- You enjoy combining calls and administrative tasks
- You preferably have initial experience in credit collection
Offer
Our client offers you a long-term temporary contract, reimbursement for public transport, meal vouchers and flexible working hours with 2 days' teleworking.-
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