Credit Risk Policy

il y a 1 semaine

Brussels, Belgique ING Temps plein

**Credit Risk Policy & Regulations Expert**

**[Employee / CDI - Risk - Experienced - 16 - Belgium]**

Permanent contract, Full time, Brussels

**Your role & work environment**
- Being part of the Strategic Risk Management Policies & Procedures team_ _you develop, implement, maintain and review credit risk policies in alignment with the Group standards and the (local) regulations. In this context you will provide your expertise to regulatory and business projects with E2E stakeholders._

**Your key responsibilities**

The Financial Risk Policy & Process Expert is overall responsible to support the development, maintenance and review of credit risk policies for retail and wholesale clients.
- Develops data driven credit risk policies and procedures ensuring ING operates within the defined credit risk appetite.
- Ensures local policies are in line with Group and European or local regulations (National Belgian Bank, ECB, FSMA,) and supports the decision process.
- Evaluates the risk impact of each major decision to credit products and processes, bringing dedicated expertise as part of Credit Risk Policy involvement into projects & activities undertaken by lending tribes;
- Manage a portfolio of policy changes combining the business development ambitions while maintain the bank safe.

The Financial Risk Policy Expert implements correctly the procedures
- Ensures that systems are correctly adapted to support the policy process
- Monitors the policy adherence (Comply or Explain principle)
- In cooperation with other colleagues defines the data needed for a performant portfolio monitoring and predictive deep dives
- Defines lending criteria for origination and monitoring.

The Financial Risk Policy Expert acts as single point of contact for his/her specific domain of policies
- Represents his/her domain within review/validation meetings;
- Participates actively to workgroups and projects (internally or externally - eg Febelfin) in order to discuss implementation of new regulations
- Documents the risk processes in alignment with the minimum standards of ING Belgium and ensures their consistency;
- Implements remediation plan in case of deficiency and ensures a close follow up of (internal/external) audit recommendations for his/her domain of policies and procedures.

**We look for a talent**
- Taking challenges and making them happen, enthusiasm and energized for helping others to be successful;
- Having interest in credit risk regulations, data analysis and monitoring;
- Being Green belt certified or willing to become Green belt certified;
- Having a Master’s degree in economics, finance, banking or other related domains;
- With previous experience in Retail, Business or Wholesale banking;
- Understanding credit risk management, lending activities, banking industry and regulations developments;
- Working with autonomy and collaboration especially in view of agile way of working;
- Fluent in Dutch, French and English, both written and verbally;
- With ability to manage senior stakeholders and communicate on complex and technical concepts to a broad public in a simple way;
- Good in writing, editing, communications and organizational;
- Keen on learning and developing with the credit risk environment.

**We offer you**
- Personal growth & challenging work with a lot of opportunities to realize your ambitions;
- A dynamic and flexible work environment with enthusiast colleagues.
- A job with high exposure to internal and external senior managers
- Career development
- A specific training path (lean six sigma, Agile, Project, Communication,)

**You are interested and you want to discover further this opportunity don’t hesitate to contact**
- Philippe Picron (Manager Policies & Procedures)

**We redefine banking. What about you?**

There has never been a more interesting time to work at ING. We’re on a journey that’s centred around our customers, powered by technology and driven by smart, determined people. Our customers feel our people are empowering them to stay a step ahead in life and in business. We’re proud of that

  • Credit Risk Policy

    il y a 3 jours

    Brussels, Belgique ING Temps plein

    **Credit Risk Policy & Regulations Expert** **Fluent in French or Dutch and English** **Technical data function** **Work location : Brussels (Marnix)** **Possibility of 50% work from home on the basis of a team agreement** **Work schedule : 100% - 90% - 80%** **Sensitive Function**: **Your role & work environment** - Being part of the Financial Risk...

  • Credit Risk Analyst

    il y a 3 semaines

    Brussels, Belgique Luminus Temps plein

    Publicatiedatum: 28 november 2024 - Brussels - Contract open-end The Credit Risk & Models team is essential to safeguarding the company, actively monitoring and managing risks across B2B, Retail, Optimization, Suppliers and Affiliate portfolios. Through insightful analysis and strategic advice, the team works to minimize counterparty risks and financial...

  • Credit Policy Officer Intern

    il y a 4 semaines

    Brussels, Belgique ING Temps plein

    **Internship Credit Risk - ING Belgium**: **Technical data function****: **[Avenue Marnix 24, 1000 Brussels]** **[Possibility of X% work from home on the basis of a team agreement]** **[Internship]** **[Credit Risk Intern]** **[38h per week]** **[Sensitive Function: Yes]** **[PCP Function: No]** **[Representation costs: No]** **Your role & work...

  • Regulation & Policy Expert

    il y a 1 semaine

    Brussels, Belgique ING Temps plein

    **Credit Risk Policy & Regulations Expert** **Employee / CDI - Risk - Experienced - Brussels** Permanent contract, Full time, Brussels **Your role & work environment** - Being part of the Financial Risk Policies & Procedures team_ _you develop, maintain and review credit risk policies in alignment with the Group standards and the (local) regulations. In...

  • Record Credits

    il y a 3 semaines

    Brussels, Belgique ING Temps plein

    **Record Credits: Join a winning team!** Record Credits is de marktleider op de Belgische kredietmakelaarsmarkt en richt zich voornamelijk op particulieren. Record Credits is actief in België en in het Groot-Hertogdom Luxemburg en als dochteronderneming van ING België kan zij rekenen op een stabiele financiële basis. Record Credits biedt haar klanten...

  • Sector Risk Analyst

    il y a 1 semaine

    Brussels, Belgique Credendo Temps plein

    **Your position**: As a **Sector Risk Analyst** at the Risk Management department you determine and follow the acceptance policy towards associated with specific business sectors and countries belonging to a particular geographic zone in order to be able to offer clients a competitive cover policy in the framework of a financial balance for Credendo and to...

  • Credit Risk Officer

    il y a 3 semaines

    Brussels, Belgique HAYS Temps plein

    Frans| Nederlands | Financiën | Credit Risk Officer | Credit | Brussel | 1094934 **Hays est actuellement à la recherche d'un Credit Risk Officer pour une organisation pétrochimique internationale**: *** **Responsabilités**: - Analyse des dossiers de crédit - Suivi de toutes les opérations de crédit - Assister le Credit Manager dans les rapports de...

  • Credit Risk Analyst

    il y a 3 semaines

    Brussels, Belgique KBC Temps plein

    **Contract**: Permanent **Work schedule**: Full-time **Location**: Brussels **Experience level**: Medior/Experienced (2->5 years) **What does this job entail?**: The basis of a sound credit risk policy is accurately measuring and analysing risks. Only with clear facts and figures do we gain** insight into the real risks we expose ourselves to as a...

  • Credit Risk Manager

    il y a 1 semaine

    Brussels, Belgique HAYS Temps plein

    Credit Risk Manager | Nederlands,Frans en Engels | Brussel | Aantrekkelijk salarispakket | 1088298** Hays is op zoek naar een Credit Risk Manager in het centrum van Brussel**: - **Vloeiend in Nederlands en Frans, goede kennis van Engels**: - **Dynamische omgeving**: - **Energie sector **Voor een bedrijf actief in de** energiesector **en gelegen in het**...

  • Credit Risk Modelling Data Analyst

    il y a 6 jours

    Brussels, Belgique ING Temps plein

    **Credit Risk Modelling Data Analyst** **Your role & work environment** You will work in the Operational Credit Risk Modeling team of ING Belgium, whose mission is to understand, implement and maintain credit decisioning models (abbreviated CDM) as developed by the modelers, as well as report on them. As a Credit Risk Modelling Data Analyst, you understand...

  • Credit Risk Modeler

    il y a 3 semaines

    Brussels, Belgique ING Temps plein

    **Credit risk modeler** Permanent, Full Time, Brussels, Knowledge French and English The Regulatory modelling Team is an energetic international team of highly qualified professionals within the Financial risk department. This fast growing team is responsible for developing and maintaining regulatory credit risk models used within ING Belgium. **What does...

  • Credit Risk Analyst

    il y a 4 semaines

    Brussels, Belgique Ebury Temps plein

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top FinTechs to work for by Glassdoor and AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. **The Role** As a Credit Risk Analyst, you will conduct in-depth analyses of companies seeking to partner...

  • Risk Manager Climate Change

    il y a 7 jours

    Brussels, Belgique KBC Temps plein

    **Contract**: Permanent **Work schedule**: Full-time **Location**: Brussels **Experience level**: Medior/Experienced (2->5 years) **What does this job entail?**: A strict approach to risk management is essential for us to grow in a sustainable manner as a creditor. How should we respond to **new risks**? What is our risk tolerance? How do we remain...

  • Credit Risk Data Analyst

    il y a 3 jours

    Brussels, Belgique ING Temps plein

    **Credit Risk Data Analyst** **Permanent contract, Belgium (Marnix)** **Your role & work environment** As part of the development towards a “More Digital - and Data driven Bank”, ING is renewing the risk data management capabilities globally. The Risk Department has the objective to ensure that ING is and remains a safe and compliant Bank not only...

  • Credit Risk Analyst

    il y a 1 semaine

    Brussels, Belgique Ebury Temps plein

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top FinTech's to work for by Glassdoor and AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. **The Role** As a Credit Risk Analyst, you will conduct in-depth analyses of companies seeking to partner...

  • Senior Risk Manager Climate Change

    il y a 7 jours

    Brussels, Belgique KBC Temps plein

    **Contract**: Permanent **Work schedule**: Full-time **Location**: Brussels **Experience level**: Senior (> 5 years) **What does this job entail?**: A strict approach to risk management is essential for us to grow in a sustainable manner as a creditor. How should we respond to **new risks**? What is our risk tolerance? How do we remain in line with...

  • Credit Risk Manager

    il y a 3 semaines

    Brussels, Belgique KBC Temps plein

    **Contractvorm**: Onbepaalde duur **Werkregime**: Voltijds **Locatie**: Brussel, Oost-Vlaanderen, Vlaams-Brabant **Ervaringsniveau**: Medior (2-5 jaar), Senior (> 5 jaar) **Wat houdt deze vacature in?**: Om als kredietverlener op een duurzame manier te groeien is een strak risicobeheer onontbeerlijk. Hoe beheren en rapporteren we het best onze...

  • Senior Credit Risk Modeler

    il y a 4 semaines

    Brussels, Belgique ING Temps plein

    **Senior Credit risk modeler** Permanent, Full Time, Brussels, Knowledge French and English The Regulatory modelling Team is an energetic international team of highly qualified professionals within the Financial risk department. This fast growing team is responsible for developing and maintaining regulatory credit risk models used within ING...

  • Senior Credit Risk Modeler

    il y a 2 jours

    Brussels, Belgique ING Temps plein

    **Senior Credit risk modeler** Permanent, Full Time, Brussels, Knowledge French and English The Regulatory modelling Team is an energetic international team of highly qualified professionals within the Financial risk department. This fast growing team is responsible for developing and maintaining regulatory credit risk models used within ING...

  • Credit Risk Analyst

    il y a 1 semaine

    Brussels, Belgique Ebury Temps plein

    Ebury is a hyper-growth FinTech firm, named in 2021 as one of the top FinTechs to work for by Glassdoor and AltFi. We offer a range of products including FX risk management, trade finance, currency accounts, international payments and API integration. **The Role** As a Credit Risk Analyst, you will conduct in-depth analyses of companies seeking to partner...